Financial Health & Clarity
No QuickBooks? No problem.
Am I Actually Making Money?
If that question keeps you up at night, you're in the right place. Upload your messy Excel file and finally get a clear answer — in 60 seconds. No integrations. No clean books required.
Free analysis - No credit card required
🎁 100% Risk-Free Guarantee
If you don't learn something new about your business, we'll send you a $25 gift card. No questions asked.
Join 300+ service business owners who thought their data was too messy to analyze
See it in action
82%
of small businesses fail due to cash flow problems
120+ hrs
average owner spends yearly on financial admin
#1 cause
of costly mistakes: misreading financial data
60%+
of small businesses don't use cloud accounting software
How It Works
From messy spreadsheet to crystal-clear insight in three steps
Upload Your Messy File
Excel export from your bank? Spreadsheet from your bookkeeper? PDF statement? Just drop it in. We'll figure out the rest.
We Find What Matters
In 60 seconds, we pinpoint your biggest cash leak and your best opportunity to keep more money.
Get Plain-English Advice
Receive clear recommendations you can act on today. No jargon.
Wondering What You'll Actually Get?
Stop imagining. See a real Financial Health Report — the same insights you'll receive for YOUR business.
View Sample AI Financial Health ReportNo signup required. See exactly what a business owner like you receives.
What You'll Discover
Your spreadsheet has the answers. We translate them.
"Am I Actually Making Money?"
See exactly where your money is going — and where it's quietly leaking out.
"Is This Normal?"
Compare your numbers to other businesses in your industry so you know if you're on track.
"Can I Afford to Hire?"
Find out if you're ready to bring on help, invest in equipment, or finally take a real salary.
"What Am I Missing?"
Spot the warning signs hiding in your data before they turn into expensive surprises.
Meet the Founder
Hi, I'm Collin Wilkins.
I didn't start this because I needed it.
I started it because I repeatedly saw the same preventable problems when small businesses were evaluated for credit.
The issue usually wasn't revenue or effort.
It was visibility.
Owners had financial statements, but they weren't being used to make decisions. Cash flow problems showed up months before they felt painful. Margins eroded quietly. Small habits created outsized stress.
Fractional CFOs fix this — but most small businesses can't justify the cost.
So this product focuses on one thing: turning existing financials into clear, actionable signals.
- Where cash is getting stuck.
- Which expenses actually matter.
- What to fix first.
No generic advice.
No vanity metrics.
No unnecessary complexity.
Just profit and cash-flow clarity — so decisions happen earlier, with less stress and fewer surprises.
What Our Users Say
Get Early Access (Free)
We're launching in Q2 2026 and looking for 50 small business owners to try FiNimbus free.
Frequently Asked Questions
Is my financial data secure?
Absolutely. We use 256-bit encryption (the same as banks), and we never store your raw financial documents. Your data is analyzed in isolated, encrypted environments and deleted after processing.
Do I need accounting knowledge to use this?
Not at all. FiNimbus translates complex financial data into plain English. You'll get clear, actionable recommendations without any jargon or accounting terms.
What file formats do you accept?
We accept Excel (.xlsx), CSV, PDF, and pretty much anything your bank, bookkeeper, or accounting software can export. QuickBooks export? Great. Messy Excel file you've been maintaining yourself? Even better — that's our specialty.
What if I don't use QuickBooks or any accounting software?
You're exactly who we built this for. Most financial tools require you to connect QuickBooks, Xero, or another cloud platform. We don't. Just upload whatever financial data you have — an Excel file from your bank, a PDF statement, a spreadsheet you update manually. Our AI is designed to make sense of messy, real-world data.
How is this different from my accountant?
Your accountant shows the rearview mirror — we show the road ahead. They look backward at what happened for taxes and compliance. FiNimbus looks forward with actionable insights. Plus, it's instant (60 seconds vs. days), available 24/7, and costs a fraction of hourly consulting fees.
What if I don't know where to find my financial statements?
No problem! You have more options than you think. Log into your bank and download a transaction export (Excel or CSV). Check your email for anything your accountant sent. Look for that spreadsheet you update every month. Whatever you have, we can work with it — we're built for real-world data, not perfect data.
What happens to my financial data?
Your privacy is our top priority. We use bank-level 256-bit encryption to protect your data during analysis. Your financial documents are processed in secure, isolated environments and are permanently deleted immediately after generating your report. We never store, share, or sell your raw financial information.
What if I don't find it useful?
Your first analysis is completely free with no commitment. Early access members also get 3 months free at launch to fully evaluate the tool.
"I'm embarrassed by how messy my finances are."
You're not alone — and honestly, messy is our specialty. We've seen it all: spreadsheets with mystery columns, bank exports that make no sense, files that haven't been touched in months. Your data doesn't need to be perfect; it just needs to exist. We'll handle the rest.
Your Spreadsheet Has Answers.
Let's Find Them.
No QuickBooks required. No clean books required. Just upload what you have and get clarity in 60 seconds. Your first analysis is free.
No credit card required. Data encrypted and never stored.